May 1, 2025
bindersagencyGhost Workers Comp
A ghost workers’ compensation policy is a type of insurance policy designed for businesses that are required by law or contract to have workers’ compensation coverage, even if no employees exist. It’s called a “ghost” policy because it technically provides no coverage for any workers — it exists mostly to meet legal or contractual requirements. Key […]
June 16, 2022
AgencyBuilders Risk, Construction Costs and delays. What’s the Solutions?
Higher prices continue to affect the housing market. As stated in a recent NAHB article citing a Bureau of labor statics report, prices are up 20.4% year over year and have gone up 31.3% since 2020. There is hope that the inflationary pressure on building products will stabilize, but it remains to be seen if […]